When you think of workers’ compensation, do you think of mountains of paperwork or a long-drawn process of filing a claim. There are a lot more myths about workers’ compensation that may prevent you from claiming what you should. So, here is the truth about all of them.
Myth: I can’t file a claim because I am at fault
Many workers think that they cannot file a claim if they caused the accident. The workers’ compensation insurance program is a no-fault program. No matter how the accident occurred, workers’ comp will still pay except if you intentionally harm yourself or were intoxicated at the time of injury.
Myth #2: I can file a claim anytime
If you want to receive all workers’ compensation benefits, the sooner you file a claim, the better it is. Workers’ comp claims are granted based on proper evidence. The sooner you file, the more evidence you can give. Additionally, most states have a deadline within which you have to file your claim.
Myth #3: Filing a claim will cause retaliation
No employer can punish you, in any way, for filing a workers’ compensation claim. You cannot be fired, and they cannot take it out on you in any form. Your job is safe if you file a workers’ compensation claim.
Myth #4: A claim cannot be denied
While workers’ compensation is a no-fault program, employers and their insurance company can dispute the claim if they believe it to be inaccurate. This is why you need to provide proper evidence when filing a claim. This may be in form of witness accounts, doctor’s reports etc.
Myth #5: I can sue my employer for workplace injuries
While your employer is to pay you the benefits that you need during recovery, but in return, you aren’t allowed to sue. However, in Arizona, you can appeal to the Industrial Commission of Arizona if you feel you haven’t got what you deserve.
If you have been injured on the job, finding the treatment, filing a claim and gathering evidence can be overwhelming. Find work comp doctors who can help you with the right treatment as well as get you the help you need with case management, documentation etc.
To consult the best Phoenix, AZ, workers’ comp and personal injury doctors in Phoenix, Arizona, call Arizona Injury Medical Associates at 480-347-0941. Workers’ comp doctors will not only help you recover from your workplace injury or illness but also help you with the necessary case documentation you need to file your claim.