Paying for your medical bills, after you have been in an accident, can be quite stressful, especially when there is more than one party involved. Many health insurance companies do not provide coverage and will not pay for your hospital bills.However, these rules may differ based on whether the state is a “no fault” state or not and number of parties involved.

Fault States

If the accident occurred in a no-fault state, even if the other party is at fault, they will not be required to pay the medical bills. The only damage they are supposed to pay is for the lawsuit.

In these states, the car insurance company pays some of your medical bills while the rest will be paid off by your health insurance company.

No Fault State

In no-fault states,you have to pay your medical bills through auto insurance.

And, if no other insurer is paying or if the individual has no other insurance except health insurance, the first payments have to be made by the auto policy which pays until the limit they have promised earlier.

Medical claims can be very complex. To avoid making the process even more confusing, get a personal injury attorney on board who can help them sort out these issues and assist them to understand the whole process in detail. Also, make sure to see a doctor after you have been involved in a car accident.