The Arizona Workers’ Compensation system was designed to shift the burden of injuries sustained by employees on their employers. So, employers and their insurers are required to pay for an injured employee’s medical treatment when an injury occurs at work or while executing a job-related task. Compensation is also paid for a part of the worker’s lost wages, subject to certain limitations.
Arizona workers’ compensation is a ‘no-fault’ system. In other words, the worker is not required to prove that the employer was at fault for causing the injury. In addition, benefits are not denied to a worker whose injury was caused by his/her own negligent conduct.
The workers’ compensation claims are presented to ICA or the Industrial Commission of Arizona.
Filing Requirements for Workers’ Compensation
A workers’ compensation claim process begins with the injured worker completing and signing the paperwork at the doctor’s office or hospital. It is then filed at the Industrial Commission of Arizona (ICA). The injured worker must also promptly notify the injury to the employer.
All covered expenses can be reimbursed regardless of monetary or time limits. In case a severe injury renders an employee unable to work for an extended time, it can make the person eligible for Temporary Total Disability (TTD), Temporary Partial Disability (TPD), Permanent Total Disability (PTD) or Permanent Partial Disability (PPD) benefits.
Temporary or permanent total disability benefits are calculated at the rate of 66 2/3% of the injured worker’s wage loss. Permanent partial disability for unscheduled injuries is compensated at the rate of 55% of the injured worker’s loss of earning capacity.
To learn more or to consult the top personal injury doctors in Phoenix, Arizona, call Arizona Injury Medical Associates at 480-347-0941.